HSK Level 3

保险

bǎo xiǎn

guarantee; insurance

Mobile & Tablet App

Master with Writing Practice

Practice writing with stroke order guidance, audio pronunciation, and interactive exercises in our mobile app.

Step-by-step stroke order animations

Native speaker audio pronunciation

Interactive writing recognition

Practice Now
Character writing practice in mobile app

Example Sentences

我需要买一份保险。

wǒ xūyào mǎi yī fèn bǎoxiǎn.

I need to buy insurance.

保险可以保护我的财产。

bǎoxiǎn kěyǐ bǎohù wǒ de cáichǎn.

Insurance can protect my property.

保险可以保障我的生活。

bǎoxiǎn kěyǐ bǎozhǎng wǒ de shēnghuó.

Insurance can guarantee my life.

Synonyms

保险 (bǎoxiǎn)

insurance

保险单 (bǎoxiǎndān)

insurance policy

Antonyms

危险 (wēixiǎn)

dangerous

不安全 (bù ānquán)

unsafe

Etymology & Components

The Chinese word 保险 (bǎoxiǎn) for "insurance" is composed of two characters: 保 (bǎo), meaning "to protect" or "to ensure," and 险 (xiǎn), meaning "danger" or "risk." Together, these characters convey the idea of "protecting against risk" or "ensuring against loss."The term 保险 has been used in Chinese for centuries, with its earliest recorded usage dating back to the Song Dynasty (960-1279). However, it was not until the late 19th century that insurance became widely adopted in China, following the introduction of Western insurance practices.Today, 保险 is a common term used in China to refer to a wide range of insurance products, including life insurance, property insurance, and health insurance. It is also used to refer to the insurance industry as a whole.